2012 4
I just paid $38 to Facebook
Published by MartinVarsavsky.net in Internet & Technology with No Comments
I just paid $38 to Facebook to promote a post I wrote in Spanish about the iPad Mini and Surface. I did it because I find the business model kind of absurd but want to understand what the rationale behind this is. I also did it because I was surprised the price was $38, like the failed IPO price. You would imagine that Facebook would have given up on charging $38 for anything and I wanted to see what I would get for $38.
I still think that Facebook should offer a $5 per month no ads version of its service. I dislike the fact that Facebook gives me the service for free and is always trying to think how to milk me as a user an activity for which it has an incentive to invade my privacy in all sorts of way. Especially in trying to make me as public as possible to sell me as a product to others. Facebook’s ads are so irrelevant, so much worse than those of Google, so irritating.
And there is the language issue as well. I hope FB realizes that my post is in Spanish and does not spam everyone who reads in English with it. I know this sounds absurd and it is so easy to recognize languages. SpotRadio and RadioMe, apps that I developed for Android do this very well on the fly and for many languages at the same time. But Facebook frequently shows me ads that encourage me to learn Spanish. So how aware is Facebook of who I am? It also frequently shows me great looking women with no friends in common with me to befriend and ads for all sorts of ways of meet women even though I am happily married and said I found those ads offensive.
2012 19
Warriors vs. Worriers
Published by MartinVarsavsky.net in General with No Comments
So you are worried about something. You are frequently worried about something. But whatever worries you changes from day to day. Well, here is a post about worrying, worrying as an activity, about what’s good and bad about worrying.
As negative as it sounds, worrying itself is not negative. Being worried can make us better off. When we are worried our intellect sharpens, worries make us focus on problems, confront issues, win battles and move on with life. As an entrepreneur who over the course of 25 years founded four startups worth over half a billion and blew up one, I was never worry free. Indeed my start ups always felt to me as a string of endless worries, of failures, that somehow miraculously one day, were highly valuable. In all of them I had near death experiences. In all of them, thanks to worrying, I found ways out of them. Because worrying as in “I have identified a problem” is a positive trait. Worrying as in “I am deciding on the best strategy to cope with adversity” is a positive trait. But many times we worry about issues in life that truly don’t deserve our focus, that are not real problems we should worry about. That are not true challenges. That are bogus.
That is why some people are more “worriers” than “warriors”. And indeed there is medical evidence for this, genetic evidence. Research shows that some genes code for worrying behaviors (worriers) while others for learning from adversity (warriors). Warriors see challenges as learning opportunities. Worriers on the other hand don’t fight true problems– they lie in the battlefield of their mind, waiting for an enemy who doesn’t show up. And instead of rejoicing when real evidence shows them that they are trouble free, on they go, to find something else to worry about. They are the hypochondriacs of life. And they exist. On a good day they become lawyers and turn their handicap into income, billing others by the hour for their worries. But most are not that lucky, and worry in vain. And we understand them because even the most optimistic among us has something in common with those “worriers”. We have all worried about issues that just did not deserve our attention. The key question is how frequently does this happen to us.
So how can we distinguish the worrier in us from the warrior in us? Here’s an idea. Start a diary of your worries. Every day write a note to self in some type of social media, about “the worry of the day”. Write it in a circle with only one member: yourself. Tell yourself what upsets you that day. Something like: today I am worried about… blank. And build a collection of worries. A timeline of worries.
And then, at some point in the future, go back to these worries. And see what you were worried about last month, or last year. By then you will be able to judge if worrying made sense. If it helped you. If you worried about something worthy of your angst. If you had a fear or a phobia. If you were a warrior, or a worrier. And if you were a worrier, use this diary to learn to fine tune your worries to their likelihood of true damage to your life in the future. Learn to pick opponents who deserve your anxiety.
I know, I fight ghosts sometimes, we all do. And we will go on worrying about some harmless issues. Still, it would be good to have a “worries tag cloud” after a year. To be able to study what made us lose sleep, and use that cloud to avoid sleepless nights in the future.
This article was also published in LinkedIn. You can follow Martin by clicking below
2012 20
Tweetphorisms 3.0
Published by MartinVarsavsky.net in General with No Comments
- Knowledge and conviction seem to be inversely correlated in most people
- Silicon Valley vs San Francisco: the choice is great weather and boredom or bad weather and fun.
- As a parent I rarely punish bad behavior. I reward good behavior to the point that opportunity cost of bad behavior is too high 🙂
- He who never arrived at school afraid of being beaten up was… a bully.
- A way to understand how developed a nation is is watching how drivers treat pedestrians.
- When government policies fail, many think that whoever implemented them was evil. Why is it so hard to think they were just wrong?
- One of the benefits of doing well is be able to say what you believe is true. Also one of the benefits of not running for office.
- Some have a hard time changing their mind because they think that when they change their mind they change their values.
- In life you should aim very high. Because, if you miss, you may still end up high enough.
- In my world everything is possible, some things are probable, few are likely and nothing is certain
- One of the reason that such few people are successful in business is because few understand the concept of probability tied to risk
- Two benefits of the crisis, less pollution, less money for corruption.
- The ego concept has evolved over time to only mean big ego. But having the right amount of ego is essential to do well in life.
- Being Jewish is a culture that sometimes comes accompanied by a religion.
- Americans think Europe has a lot of crazy laws. Europeans think America has a lot of crazy lawyers.
- I think all languages should start calling countries by the name they chose for themselves. We would all learn more about the world.
- Shaving used to be the only activity that felt like it would last for weeks but only lasted a day. Now it’s shaving and updating apps.
- The problem with generalizations is bad generalizations, others are extremely useful, in business and in life.
- You are only as happy as your saddest child
- In German the word for blame and debt is the same: schuld
- A company stops being a start up when it becomes self sufficient, profitable, sustainable.
- International security worries nowadays are not about tanks, but about banks.
- Knowing how to explain yourself is almost more important than having something to say.
- Hedge funds exist because even though information is widely distributed intelligence is not.
- Copyright holders make a mistake calling file sharers Pirates. Pirates are likable characters for kids.
- Holding yourself to a high standard is great. But for happiness sake, better set somewhat lower standards and overachieve.
- Many think there’s a lot of value in secrecy. But in start ups there is a lot more value in sharing!
- I would love to see a calendar that is made of days of the year from 1 to 365 without regard to weeks of months.
- People think that an IPO makes people rich when what it does, is it makes them liquid.
- I wonder what the world would be like if transplanting a brain was as easy as transplanting a kidney
- Universities make a mistake funding research through teaching. Being good at research does not mean being a great teacher.
- What works best in the world is capitalism moderated by a welfare state.
- One positive aspect of Twitter is that it encourages people to disclose things that otherwise they would keep to themselves.
- During the last decades, we have gone from wanting to know to wanting to believe. Last time we did that we got the Middle Ages.
- Maybe Catholic countries have more problems in becoming democratic because catholicism isn’t.
- When dressing formally men are supposed to look all alike and women to make sure that none of them look alike.
- Entrepreneurs are smart people with a compass for opportunity
- 10 years later: the Internet Bubble was not Internet destroying the financial sector but the financial sector destroying Internet.
- Considering how unAmerican Jesus was in his thinking it is surprising how much he is followed in USA
- Some say there are too many people in the planet but I think that there are more people to come up with solutions to our problems.
- I wonder how many products we use regularly would improve if there were no patents.
- Complacency: if you repeatedly tell people how great they are they may not be so for much longer.
- The problem with experience is that it makes you apply old solutions to new problems
2012 8
The cost of saying no to kids
Published by MartinVarsavsky.net in Paternity with No Comments
Today, Leo (5) didn’t want the iPad in the car on our way to school. Before, he used to cry if he didn’t get it. Leo is the fourth of my five children.
There’s one danger when saying no to a kid for an activity that they love, but which the parent considers detrimental, and that is that it increases its desirability.
In terms of value, the mere denial of permission increases the value of the activity to the child. So I have a very different, understandably questionable strategy as a parent – I tend to favor oversupply of the craving. My theory is that if it’s always available, kids learn to self-regulate and say “no” all on their own. Eventually, that unrestricted access leads to self-control through either satiation or sheer boredom; especially after they go through an addictive phase of whatever activity or toy they wanted incessantly. In my experience, the addiction is generally to watching TV, buying toys or playing videogames.
Of course, this parental strategy takes a lot of cold blood from parents when putting up with activities that they would normally not want their kids to do. It is tough to wait until the children themselves realize that there is a point at which too much of a good thing is a boring thing.
Tom (18), used to be really addicted to going to the toy store and playing games! And many times I would comply with his wishes. Eventually, by overindulging, he got really bored of conspicuous consumption and staring at screens. As a result, now that he is 18 he wants nothing, not even a gift for his birthday. And I mean this. He is frugal and hates conspicuous consumption. Indeed, now he frequently criticizes me for consuming too much, for example my own addiction to amazing bicycles. Tom is now into being with this girlfriend, his friends, listening to his music, studying and doing whatever is fun for him. Tom at 14 was glued to videogames. But Tom at 18 doesn’t do any activity that would be considered addictive. That strategy worked with him.
I end by commenting that in the case of my three daughters, I found them to be more social, less addicted to games or toys and less prone to spending endless hours in front of a screen. It is likely that boys are more prone to addictive activities and that saying “no” might not be the solution.
2012 5
Parenting styles
Published by MartinVarsavsky.net in Paternity with No Comments
Americans reward their kids into good behavior, Spaniards punish them, French ridicule them, British ignore them, Germans scare them, Chinese humiliate them, and Argentines, well you just have to go and see how Argentines just let kids do whatever they want 🙂
2012 4
Can you fire your ski instructor?
Published by MartinVarsavsky.net in Micro with No Comments
Once in Baqueira, a ski resort in Spain I had a ski instructor who kept criticizing whatever I did. Not a word of praise no matter how hard I tried to improve. In the middle of the lesson after he told me that “all my years of ski lessons were futile and I hadn’t learned anything”, I looked at him in the face and told him “you are fired”.
He could not believe me. I stared at him and said “I hired you to learn, not to get trashed, please go, I would rather ski with my family”. And he left. And I had a good day of skiing.
I don’t believe that learning should be demoralizing: criticism should always be balanced with praise.
As a person who lived in USA and Spain I should add that US instructors are generally uplifting. Unfortunately a lot of teachers in Spain believe that praise spoils the student. As a result many in Spain are demoralized.
First, an anecdote.
When I moved from the United States to Spain and created Jazztel in 1998, I opted to offer health insurance to my employees—a very North American concept. I asked them if they would prefer that Jazztel pay for a private health insurance plan, or instead, that I give them that money directly. It wasn’t substantial, something like 60 euros (75 dollars) a month. It surprised me to learn that hardly anyone chose the private health insurance plan, that few were interested in private health care, that they were remarkably content with the public health system and that they preferred to earn 60 euros more a month.
Later, I was given the chance to check out the Spanish public health care system for myself, partly due to my mountain biking injuries and also because of my children’s various accidents. I saw firsthand that it was really very good and very free. Especially coming from the US where health care costs some 600 euros (750 dollars) per month and, you have to pay for additional things that are included as insured here in Spain.
Now, let’s “fast forward” to 2012.
We have a bankrupt Spain being bailed out by the EU day-to-day. A bankrupt health care system and with massive defaults, but still with good quality medicine and full of new hospitals freshly equipped with the latest “bubble” models from when we still had credit. All this accompanied by a great debate over the topic of copays and the plan to charge 710 euros (890 dollars) a year to illegal immigrants. Seeing the situation and being an entrepreneur, it occurred to me to make a business out of this tragedy.
Or let’s just say: make the tragedy less tragic by constructing a business to help it.
Spain is the fourth largest tourist destination in the world. We receive almost 60 million tourists per year and almost all of them come from countries where medicine is more expensive. Why don’t we sell our medical services—that are so good and so cheap—to our tourists? Why don’t we launch medical tourism to a larger scale? Why don’t we transform public health care into an export-oriented industry?
How do you do this? The government could launch a big publicity campaign in which they offer medical insurance to foreigners and allow them access to public health care for 100 euros per month. And for those foreigners who travel here without an insurance plan, they would be charged 40 euros (50 dollars) each time they wanted medical attention and not be seen for free as they are now. North American friends that had health problems in Menorca, for example, couldn’t believe it when after receiving medical treatment, were released without being charged. They were willing to pay 100 euros for a consultation; 40 euros would seem like a bargain. Foreigners don’t expect it, but they receive free medical treatment in Spain.
From here we can start to promote medical tourism. Come get yourself treated with the Spanish national health system! We are the longest-living of all big countries in the world!
If the government ensured that one million of the 60 million tourists pay this medical tourism insurance, it could obtain 1.2 billion euros (1.5 billion dollars) a year. To North Americans, being able to come to Spain and while here, go to the doctor for free, all for an insurance premium of 1,200 euros annually, would be very beneficial. The Germans pay 300 euros a month for insurance. And we won’t even speak of the uninsured people in many countries who have money but not enough to afford insurance in their country. In Argentina, for example, insurance that provides the same quality of service as Spanish health care costs about 300 euros per month. I know that getting a million customers isn’t easy, but the market has 60 million. Later we will have to determine the costs of treating these patients, but I find it possible to make a profit. Especially when there is so much infrastructure already in place.
I think the Spanish government has a possibility to finance a part of the health of its people with medical tourism, and that this opportunity should at least be studied. I know many Spanish people think that health care should be free for everyone, but it isn’t—we pay for it ourselves and we can find more customers overseas. It’s time to be creative and sell medical insurance to foreigners with the Spanish national health system.
2012 27
Europe: United we stand, Divided we Fall
Published by MartinVarsavsky.net in Economy with No Comments
Before you read my post, you must read this Economist article.
Are you done? Do you now understand how terrible the future looks not only for the periphery of Europe but for Germany as well? Is it clear that as we stand we are headed for the perfect storm? OK, let’s move on to what I think Europe should do to get out of the crisis, which is basically to start the United States of Europe.
Consider this: it will cost Germany and all of Europe more if there is a wide default, and if Spain and Italy leave the Eurozone. So I think it’s time for Europe to unite and risk inflation as the USA did before.
If you had to summarize the reaction of the FED to the multi-trillion default of 2008, you’ll find that the FED risked inflation and won. That the FED stood there providing unlimited credit, and so did the Treasury. And that thanks to a gigantic state intervention, the US banking system, car industry and many other industries along with the economy as a whole were saved. And there was no inflation. Europe needs to do the same now, but for that, it needs to become the United States of Europe from a regulatory point of view. The other choice is the end of Europe, massive defaults and devaluations and possibly a tremendous shock to the global economy. If you want to utilize modern financial solutions to secure your business, you may visit https://www.barchart.com/story/news/32808639/banking-innovator-mark-troncale-takes-the-helm-as-a-founding-partner-at-quantum-unity.
How does EU become the United States of Europe?
1) Europe starts the European Treasury. An agency that regulates how all tax revenue is distributed, and can give or withhold government expenditures from EU member nations depending on revenue. Short of that, I don’t see how the EU can prevent a country like Greece from meeting its deficit targets, for example. This European Treasury has to set 5 year objectives for all European nations to go into fiscal surplus to begin paying down European debt.
2) This European Treasury needs to consolidate all European debt into one debt pool regardless of nationality to eliminate risk spreads and with a credible deficit reduction package to bring down all euro interest rates to something slightly higher than Germany’s rates today.
3) The European Central Bank needs to become the regulator of all European banks and offer deposit guarantees for all European banks to stop the massive South to North capital flight that is taking place. All European banks would subject to the same rules, regulators and bank deposit guarantees.
As I see it, the future in Europe is United we Stand, Divided we Fall.
Do countries want to lose so much sovereignty? I think given the alternative, they should. As it is, Europe is a continent in which each country is married but it can mess around. That regime won’t work. It’s either Europe or divorce. Europe needs to unify a lot more as a result of this. One European traffic control, one European army, one European anything that is managed at the Federal level in USA. The USA has found a balance between cities, states and federal that Europe needs to emulate. Otherwise, the euro will not hold.
The enemy? Local powers. But if we were able to do away with tons of people who worked at European borders, European currency agencies we can do away with local patent offices, local traffic controllers, local air forces, local armies, local 100 other things, imagine how efficient we would be. How much better off. How much better prepared to compete globally.
PS: This is a first draft, will be modifying/improving this article as I do more research and get comments.
It was agonizing being a Jew in Spain when Israel invaded Lebanon, when it attacked Gaza and when it shot the Turkish boat. I was against those three acts, as I felt that Israel was over reacting and responding with much more violence than it had received. Still I had a feeling that the tremendous anger of many in Spain was too targeted towards Israel and Jews in general, that it had an antisemitic undertone.
Now that I see how Spain doesn’t react in any comparable way to the massive killings of Syrian civilians by Bashar Al Assad, in a war that has already left over 25K dead, I am coming to the conclusion that I was right, many in Spain are just antisemitic.
It is not that Israel does not commit injustices, it does. And it is estimated that around 1000 people died in the Gaza attack and around 1300 in Lebanon and that is way too many, especially since most were civilians. So I want to make it clear that I opposed those wars.
But the number of casualties in Syria is shocking in comparison and nobody in Spain has done any demonstrating comparable to the massive protests against Israel. Because it was incredible how much Spaniards went to the streets to protest against Israel on each of those three events. I had to hear people call me “genocidal” just because I am Jewish, call all Jews Nazis and other attacks. My children were harassed at school over these incidents as if all Jews were part of them. Still I thought that I had to be understanding because Israel was committing injustices.
But now that I see how little people care about Bashar Al Assad killings I am coming to the conclusion that if Israel kills it’s huge news in Spain, now, if an Arab dictator does commit something that is closer to the definition of genocide however, there are no massive demonstrations in Spain. But if Israel boards a Turkish ship it is front page news and material for huge demonstrations. Not that Spaniards are physically violent because they generally are not, but they are extremely vocal in their dislike of Israel. A Spaniard will say horrible things about Israel and about Jews and it will feel normal. Indeed in Spanish of Spain (not of Latin America) calling somebody Jewish is an insult.
I love Spain but if there is one thing that it is hard in this country is to be Jewish, something that only 1 person in 2000 is. There is tremendous prejudice. Spain is a country in which most have opinions about Jews but most have never met a Jew in person. I wish more went to Israel and then see that while Israel it is clearly a country that has to improve a great deal is is light years ahead of its neighbors.
For the record I have visited Israel, Lebanon, Jordan, Egypt and Syria.
Here’s an article I wrote in Spanish about the challenges of being Jewish in Spain http://www.elmundo.es/elmundo/2008/07/21/lapurezaestaenlamezcla/1216636800.html
Here I emphasize that there is a great deal of cultural prejudice in Spain and it is not at all only a Jewish problem.
Here is the report of the Observatory for Antisemitism in Spain for the year 2011.. And here is their web site.
Here is a survey of Antisemitism in Europe that ranks Spain very poorly.
I’m happy to announce that I’ve recently improved on a project of mine. An Android app I designed some time ago,